# ChatGPT - How to Set Up Payment in OpenAI to Use the Model

{% embed url="<https://youtu.be/e5KzJhuJ6SY>" %}

### Introduction

To use the OpenAI API, it is necessary to add a credit card to the account and make a minimum initial payment of **$5 dollars**. This amount ensures that you have credits to start consuming the services. In addition, after setting up the payment, you can **adjust spending limits** to better control model usage costs.

Below we present a step-by-step guide to set up payment and manage usage limits.

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### Step-by-Step to Add a Credit Card

#### 1. Access the Billing Page

To add a card, follow these instructions:

* Access the [**OpenAI dashboard**](https://platform.openai.com/docs/overview).
* In the left sidebar menu, click on **"Billing"** (Billing).

<figure><img src="/files/bfad02f48edd2a1cdddc4afb9d2fd8118140104c" alt=""><figcaption></figcaption></figure>

#### 2. Add Card Details

* Click the **"Add payment method"**.
* Fill in the fields with the card information:
  * **Card number**
  * **Expiration date (MM/YY)**
  * **Security code (CVC)**
  * **Name printed on the card**
* Enter the billing address corresponding to the card.
* Click **"Continue"** to complete adding the card.

<figure><img src="/files/134f5fcef5196639d6827195444a0ebf2f90d158" alt=""><figcaption></figcaption></figure>

#### 3. Make the Initial Payment

After adding the card, you will need to make a minimum payment of **$5 dollars** to activate the OpenAI account. This amount will serve as credit for your API requests.

<figure><img src="/files/abf29aaa7b83b54b8141749541dede101cf99675" alt=""><figcaption></figcaption></figure>

***

### How to Adjust API Usage Limits

After adding the card and making the initial payment, you can set a spending limit to avoid unexpected charges.

#### 1. Access the Limits Page

* In the side menu, click on **"Limits"**.
* You will see the section **"Adjust usage limits"**.

<figure><img src="/files/9fb66d19944d2868a5cc83f427455990a067a20d" alt=""><figcaption></figcaption></figure>

#### 2. Configure the Spending Limit

* Set a **maximum amount** that OpenAI can charge monthly.
* This limit can be adjusted at any time for greater control.
* If necessary, review the **usage tiers documentation** to understand how rates are applied.

***

### Conclusion

To use the OpenAI API, it is **mandatory to add a credit card** and make a minimum payment of **$5 dollars**. After that, you can **adjust spending limits** to ensure costs stay within your budget.

This setup is essential to ensure safe and controlled use of OpenAI models. 🚀


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